Hello everyone,
Is there anyone on here who has experience with private renting in Reading, particularly those who are disabled or unemployed?
I’m a chronically ill individual hoping to restart my life in the beautiful town of Reading, and I’ll be relying on Universal Credit for support.
I’d love to hear about your experiences renting privately in Reading while on Universal Credit. I understand that it’s illegal to discriminate against tenants who rely on benefits for rent payments, but it seems that landlords and agents often find ways around this.
Fortunately, I have a family member willing to act as my guarantor and help with the upfront rent for the first few months. While I’m familiar with the general tips for renting with Universal Credit, I’m particularly interested in the local perspective.
I haven’t been able to afford a rental contract in a regular residential property for quite a while, so I’m concerned about reference requirements.
Are there specific estate agents in Reading that are more open to renting to those on benefits? Are there any to steer clear of? I’ve noticed that Parkers is listing several affordable flats, but their reviews on Google are quite concerning.
Additionally, do you find that there’s a lot of competition for flats? Will I be up against professionals with high-paying, stable jobs?
Thanks in advance for your help!
Hi there! It’s great to hear you’re considering a move to Reading. Navigating the rental market can be challenging, especially on benefits, but your family support is definitely a big help.
Many people on Universal Credit have shared mixed experiences in Reading. While it is illegal for landlords to discriminate against tenants on benefits, you’re right—some find ways around it.
Here are a few insights based on what others have experienced:
Guarantors & Upfront Rent: Having a guarantor and being able to pay a few months’ rent up front definitely makes you more appealing to landlords, as they often prioritize stability.
Estate Agents: Some tenants have found success with local agents rather than larger chains. Smaller, independent agencies sometimes take a more personal approach. You might want to check out agents like Martin & Co or Winkworth, as they’ve been mentioned positively in the past.
Competition for Flats: Yes, Reading’s rental market can be quite competitive, especially for affordable options. However, your situation with a guarantor and upfront payment could give you an edge. Consider looking for listings that have been on the market for a while—they might be more willing to negotiate.
References: If you’re worried about references, be transparent with landlords about your situation. Some are understanding and willing to work with you if you can demonstrate reliability in other ways, like being able to pay upfront.
Google Reviews: Definitely check the reviews, but don’t let them deter you completely. Sometimes reviews can be inconsistent, and individual experiences can vary. It might be worth visiting the offices of the agents you’re considering.
If you can, try connecting with local Facebook groups or forums where people discuss renting in Reading. You might get some up-to-date insight and possibly lead on available properties. Good luck with your search!