Subject: Seeking Insights on Private Renting in Reading for Disabled/Unemployed Individuals
Hello everyone,
I’m a chronically ill individual looking to start fresh in the beautiful town of Reading, and I will be relying on Universal Credit to help with my rent.
I’m curious about others’ experiences with private renting in Reading while on Universal Credit. While I understand that it’s illegal to discriminate against tenants who receive benefits, it seems that some landlords and agents find ways around this.
Fortunately, I have a family member willing to act as a guarantor and assist with the first few months’ rent upfront. While I’m familiar with the general tips for securing a rental with Universal Credit, I’m specifically looking for insights from people who’ve navigated the rental market in Reading.
It’s been a long time since I’ve been able to afford a room in a rental property with a contract, so I’m a bit concerned about references.
Are there particular estate agents in the area that are more open to renting to individuals on benefits? Conversely, are there any that I should steer clear of? I’ve noticed that Parkers has listed many affordable flats, but their Google reviews raise some red flags.
Additionally, is the competition for flats intense? Will I be competing with professionals who have well-paying, stable jobs?
Thank you in advance for your help! 🙂
Hi there! It’s great to hear that you’re considering a move to Reading, and I completely understand your concerns about renting with Universal Credit.
From what I’ve seen, experiences can vary quite a bit. Some people have successfully found private rentals without too much hassle, especially when they have a guarantor or can pay a few months’ rent upfront. Your family member acting as a guarantor is a huge help. Many landlords are more willing to consider tenants with a guarantor since it reduces their risk.
Regarding estate agents, I would recommend reaching out to several, including those that seem to have a reputation for being more flexible. While I can’t name specific ones to avoid, it’s often helpful to seek out smaller, independent agencies as they sometimes have a better understanding of individual circumstances compared to larger chains. Reading reviews online can give you an idea of their reputation, but personal experiences can vary.
In terms of competition, yes, it can be tough at times, especially in sought-after areas in Reading. Tech workers and young professionals are common in the market, but many landlords understand the diverse range of tenants looking for homes. If you find a place you like, don’t hesitate to act quickly and express your situation to the landlord or agent. Letting them know about your guarantor and upfront payments can make a difference.
Finally, about references, if your past rental history is not strong, being upfront with landlords about your situation and proving your financial stability through benefits and support can sometimes help to ease concerns.
Best of luck with your search! You’re not alone in this journey, and I hope you find a lovely place to call home soon!